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Low Barrier Lending
BPL AcademyPowered by Low Barrier Lending
The Loophole Masterclass · Live on Zoom this Friday

Watch me take a real deal from lead to a $12,875 check.

No slides full of theory. This Friday I'm pulling up a closed deal from my own pipeline and walking you through all of it: where the lead came from, how I ran the numbers, why I picked that lender, the objections, what I charged, and exactly when and how I got paid.

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2 hours · Live on Zoom · $97 · Replay included
Save my seat · $97Live on Zoom · Replay included

One closed deal changes everything.

The deal we're breaking down

This is the settlement statement.

2-unit rental in New Haven, CT. $396,000 business-purpose loan. Closed October 26, 2026. Low Barrier Holdings was paid $11,880 in broker compensation plus a $995 processing fee: $12,875, by the title company, at the closing table.

Redacted ALTA settlement statement showing $11,880 broker compensation and $995 processing fee to Low Barrier Holdings
The real settlement statement. Names, addresses and file details blurred for privacy.

On Friday I'll show you how this deal went from a lead to that line on the statement.

Why I'm teaching it this way

"When I started, I didn't need another course. I needed somebody to show me one real deal, start to finish, and where the money actually came from."

That's what Friday is. Not a lecture about lending. One real deal, every step, every number, every problem, and the check at the end. You'll see exactly what I did, so you can do it on your own deal.

What we'll walk through, live

The full journey of a closed deal

Save my seat · $97Watch the whole deal, live
You'll leave knowing

Monday morning, you'll know

The math

One deal paid $12,875. The Masterclass is $97.

One closed deal paid
$12,875
New Haven, CT · Oct 2026
Your seat this Friday
$97
Live on Zoom · Replay included
Save my seat · $97This Friday · 7:00 PM Central · Live on Zoom

All sales are final. Actual results from one deal. Fees and lender comp vary by lender, product and deal. Results aren't typical or guaranteed.

Not a one-time thing

This is my pipeline right now.

Real screenshots from Pathways, the loan system we run Low Barrier Lending on. Borrower names and addresses are blurred.

Real deals from my desk
FUNDED
$396,000
New Haven, CT
2-unit rental
$12,875 to LBL at closing
FUNDED
$380,000
Meriden, CT
DSCR loan
FUNDED
$324,000
Meriden, CT
DSCR loan
+18 MORE
$4,959,400
More funded loans
21 funded · $6,059,400 total
~$10MFunded in 2026
$25.7MPipeline volume
29Active loans
Pathways dashboard: 29 active loans, $25,711,080 pipeline volume
Live pipeline: 29 active loans, $25,711,080 in volume.
Funded column: 21 loans, $6,059,400
Funded column in Pathways: 21 loans, $6,059,400. Pathways launched this year, so it doesn't show my full track record.
Who's teaching

I know what it feels like to need money right now.

I was a first-time real estate investor. My first year, I bought three rental properties, and that gave me the confidence to start flipping.

Then 2024 hit. I had three flips on the market that weren't selling. I was over budget on the rehabs. Interest rates went up, and Houston turned into a buyer's market overnight. I had six mortgages to pay, holding costs piling up, and a child to take care of.

I filed bankruptcy to try to save my properties. Then I spent a year struggling financially.

"I've been the investor who needs the money."

What pulled me out was something I already knew. Before investing, I'd spent years in commercial loan operations, and I remembered business-purpose lending: loans to real estate investors, no license required, no money needed to start. In my first six months brokering them, I made $50K.

Today I'm the founder and CEO of Low Barrier Lending. We've funded nearly $10 million in loans this year, and my fastest close took 72 hours.

If you're stretched thin right now, I've been there. I won't tell you it's easy or overnight. It takes work, phone calls and learning the numbers. But you don't need money to start, and one closed deal can change everything. Friday, I'll show you exactly how.

Jaelen Churchill
Founder & CEO, Low Barrier Lending · Eliminating the barriers to unlock real estate capital.

Is this for you?

Is this right for you?

This is for you if

  • You want to see how a real deal actually gets done, not theory
  • You're in real estate (investor, wholesaler, agent) and want to get paid on the financing too
  • You're starting from zero and want a business that doesn't need a license or startup money
  • You'll pick up the phone and talk to investors

This is NOT for you if

  • You want passive income with zero effort
  • You want to do consumer home loans (those require a license)
  • You're not open to learning the numbers
Questions

Frequently asked questions

Is this a real deal or a made-up example?

Real. It's a closed Low Barrier Lending deal, with the settlement statement shown above. Borrower details stay private; the numbers, the process and how I got paid don't.

Do I really not need a license?

Federal NMLS licensing is built for consumer home loans. Business-purpose loans to investors for investment property are a different category. A few states regulate commercial loan brokers with their own license or registration, so I'll show you how to check yours.

Do I need money to start?

No. You're not lending your own money. You connect investors with private lenders and get paid at closing.

Do I need real estate experience?

No. If you already work in real estate, you'll move faster, but we start from the lead.

What if I can't attend live?

Tell me before the session starts and I'll move your seat to the next Friday. Everyone gets 7-day replay access.

Can I get a refund?

All sales are final. If you can't make it live, email me before the session starts and I'll move your seat to the next Friday, and every buyer gets 7-day replay access.

One closed deal changes everything.

Friday, I'll show you one from the first call to the check. Then it's your turn.

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Save my seat · $97This Friday · 7:00 PM Central

P.S. You've read about this business. Friday you'll watch it happen on a real deal that paid $12,875. Seats are $97, and the clock is running.

Save my seat · $97